RING (by Kissht): Fast Loans 1.5.4

RING is a loan application designed for those seeking instant cash loans and efficient UPI transactions. This platform provides a user-friendly experience, promoting quick loan approvals and hassle-free payments through UPI.

Users can access loans of up to Rs. 5 lakhs with a streamlined, paperless KYC process that takes under five minutes. Timely repayments can unlock even higher pre-approved loan amounts.

Overview of Features:

• Fast Payment with RING UPI: Easily transfer funds from your bank account and make payments to merchants using any UPI QR Code.
• Instant Loan Approval: Obtain loans up to Rs. 5 lakhs almost instantly through a straightforward paperless KYC process.

Example of an Unsecured Personal Loan:

• Loan Amount: ₹60,000
• Tenure: 18 months
• Interest Rate: 33% per annum
• Processing Fee (incl. GST): ₹4,248
• Total Interest: ₹16,858
• EMI: ₹4,271
• Total Loan Repayment Amount: ₹76,858
• Total Cost of the Loan: ₹21,106 (Interest + Processing Fees)

This platform collaborates with RBI-registered Non-Banking Financial Companies (NBFCs) such as:

1. Si-Creva Capital Services Pvt. Ltd.
2. Northern Arc
3. SMA Financial Services Ltd.

Advantages of Choosing RING:

• Direct Deposit: Quickly receive loan amounts up to ₹5,00,000 directly in your bank account.
• Affordable Rates: Interest rates starting at 33%, with an annual percentage rate (APR) ranging from 32% to 63%.
• Flexible & Quick Repayment Options: Choose a repayment tenure between 3 to 60 months.
• Security Measures: RING adheres to all RBI guidelines for the safety of its users.

The platform also offers opportunities for merchants, enabling businesses to integrate RING as a trusted payment solution to enhance customer relationships and benefit from various rewards.

User Safety Commitment:

• The company adheres strictly to RBI guidelines regarding customer communication and payment procedures.
• No access to personal data without user consent; sensitive information is protected.

If users encounter issues, they are encouraged to reach out via email at [email protected] or by calling their customer service line. The physical address is available for those who prefer direct contact.

This application is SSL-certified, ensuring that all transactions processed through the platform are secure and reliable.